A Guide to SME Finance is a brief guide to designing and implementing an SME finance program within a commercial bank or other financial institution, such as an NGO. This work covers the rationale behind SME finance a why it makes sense for a bank to enter this market sector, followed by a step-by-step approach to designing and implementing the program. Munro highlights the need to automate the lending process, and offers a lengthy description of how this can be accomplished. Examples of loan application, analysis, and approval forms and templates are included along with instructions for use. Additional formats are provided for loan officer goals and periodic reviews, portfolio and relationship profitability management, as well as a model credit score card to use as a 'sift' for loan applicants.form that are relevant. ... The complex interplay of developing and streamlining a product or service offering, appropriately marketing it, managing ... premises, meeting all the registration and tax authority requirements, and managing inventory levels and production schedules ... a good sense of what s/he wants his business to be, what market niche(s) it will fill, who the likely customers are to be, who theanbsp;...
|Title||:||A Guide to SME Financing|
|Publisher||:||Palgrave Macmillan - 2013-07-26|