Bank Lending

Bank Lending

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In Hong Kong, the individual bank assigns credit scores to current and prospective customers based on its own research and credit scoring model, using positive and negative data on individual credits furnished by a credit reference agency such as the ... using information in its centralised database, including account delinquency data, credit enquiry, credit payment history data and public record data.

Title:Bank Lending
Author:Hong Kong Institute of Bankers (HKIB)
Publisher:John Wiley & Sons - 2012-03-13


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