qExamines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguardsq--Provided by publisher.... not using scores. Despite its obvious advantages, scoring was not widely embraced until the early 1970s, when bank credit cards were well established. ... Every credit application must pass all the criteria in order to be approved. Because every ... Mortgage Delinquency Rates by FICO Score Delinquent. 2. For a survey onanbsp;...
|Title||:||Building Assets, Building Credit|
|Author||:||Nicolas Paul Retsinas, Eric S. Belsky|
|Publisher||:||Brookings Institution Press - 2006-05-25|