In addition, about two-thirds of cardholders we interviewed were unaware or did not believe that a drop in their credit score could cause an issuer to seek to assess higher interest rates on their account.54 a#39; Late payment fees. ... Issuers use various methods to calculate interest charges on outstanding balances, but only 1 of the 12 cardholders the usability consultant tested correctly described average 5aAanbsp;...
|Title||:||Credit Cards: Increased Complexity in Rates & Fees Heightens Need for More Effective Disclosures to Consumers|
|Publisher||:||DIANE Publishing -|