In short, deterioration in the first and second residential mortgage markets continue to dominate the credit uality ... In other cases, they have led to increased interest rates, effectively increasing the minimum payment to cover the higher finance charges. ... 30, 2009. Credit CARD Act that became effective on August 20, 2009.
|Title||:||Examining the state of the banking industry|
|Author||:||United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions|
|Publisher||:||Government Printing Office - 2010|