Handbook of Credit Scoring

Handbook of Credit Scoring

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Am Credit scoring is a vital and sometimes misunderstood tool in financial services Am Evaluates the different systems available Bankers and lenders depend on credit scoring to determine the best credit risks--and ensure maximum profit and security from their loan portfolios. Handbook of Credit Scoring offers the insights of a select group of experts on credit scoring systems. Topics include: Scoring Applications, Generic and Customized Scoring Models, Using consumer credit information, Scorecard modelling with continuous vs. Classed variables, Basic scorecard Development and Validation, Going beyond Credit Score, Data mining, Scorecard collection strategies, project management for Credit ScoringToday more credit decisions are affected by generic than by customized scoring models, though many creditors use both. ... a€c^a€cAlthough use of the term aquot;credit scoringaquot; is often limited to the measurement of risk, this chapter will use a broader meaning that also covers ... ^The most popular generic models are BEACON, Delphi, Enhanced Delinquency Alert System (EDAS), Experian/Fair, Isaac Model, anbsp;...

Title:Handbook of Credit Scoring
Author:Elizabeth Mays
Publisher:Global Professional Publishi - 2001-06-01


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