Personal Financial Management

Personal Financial Management

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This Second Edition provides an excellent and holistic structure for planning and managing your personal finances. Everything you need to know in order to make informed decisions about any and every aspect of your finances is contained in the ten key personal financial planning areas: career, income tax, estate, investment, protection, credit, health care, retirement and emigration planning. Ultimately, we all hope for financial independence after retirement, and how you plan and manage your finances in any one of these key areas can have far-reaching positive or negative financial implications for your future. Key features: Learning outcomes and self-assessment questions; Numerous diagrams, figures and tables; Outlines the personal financial planning process; Describes the assessment and measurement of personal financial performance; Explains the time value of money; Details ten personal financial planning areas.This is why a new micro-lending industry (as distinct from former a#39;loan sharksa#39;) has come into existence. ... For our purposes, the money skills wheel in Diagram 1.3 may be used to explain personal financial planning in South Africa. ... of a personal financial planning process based on your own identified lifestyle, phase (s) of the life cycle, risks and needs in all the various personal financial planning areasanbsp;...

Title:Personal Financial Management
Author:Nico Swart
Publisher:Juta and Company Ltd - 2004-04-01


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