Your financial health is more than a mere collection of debits and credits on a balance sheet. In fact, the numbers on a financial statement represent a series of decisions that, if made strategically, can ensure that each of us maintains our desired standard of living at every age and stage of life. Many people think that key financial choices are too complicated to make on their own. However, with the right information and guidance, we can all secure our own financial future. Your Money and Your Life is more than your average guide to financial planning and retirement. Acclaimed author and speaker Robert Z. Aliber helps readers to make efficient and effective financial decisions at key moments throughout their lives, such as where to go to college; if and when to buy a home; how much insurance, if any, to buy; how to manage savings and retirement; when the time is right to approach a professional advisor; and how to proceed with estate planning. With an eye toward the issues that are most pressing in today's economy, Aliber clearly explains the sophisticated concepts that underpin everyday money managementawith the goal of making this guide the go-to reference in your financial planning library, regardless of your age or wealth. Readers of this book will come away with the sense that Aliber is their own financial planner, offering strategies that will help to guide them toward security in the present and the future. Your Money and Your Life is filled with examples to which readers will be able to relate, as well as checklists of qactionablesq to help make their plans realities.... may take three or six monthsa once youa#39;ve dieted, you will have the benefit of lower interest rates for an extended period. For example, assume that you are stretched and that you are carrying $8, 000 of credit card debt from one month to the next. The interest rate probably is in the range of 20 to 25 percenta so you are paying $1, 600 to $2, 000 a year in interest. ... The bank nevera well, hardly evera incurs a loss when a check made out to Macya#39;s or to Home Depot bounces; theanbsp;...
|Title||:||Your Money and Your Life|
|Publisher||:||Stanford University Press - 2010-11-02|